Sunday, August 5, 2012

How does auto insurance work when you ?loan? your car to another ...

I have been thinking of ?loaning? my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let?s say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself and the car or does it fall upon me and my policy? My father has an excellent driving record and so do I.

Source: http://www.hughesmews.com/auto-insurance/how-does-auto-insurance-work-when-you-loan-your-car-to-another-4/

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SooBest's Recipe: Innovation for B2C E-commerce | Business News ...

Released on August 4th, 2012

GUANGZHOU, China, Aug. 4, 2012 /PRNewswire-Asia/ ? As the Internet economy era rises, B2C e-commerce too is constantly evolving. However, the traditional B2C model is no longer able to catch up with the new development in the field. With quite a lot of deficiencies, B2C e-commerce has an urgent need for innovation. How to solve this problem, as well as how to innovate, is what SooBest.com is trying to figure out.

Build a strategic alliance to cope with the logistics bottleneck

Most B2C companies on the Internet are independently run businesses, without effective collaboration with each other, and the result is that these B2C companies only get the access to small regional markets, which does not accord with the characteristics of global economic integration in such an Internet economy era.

In order to adapt to the basic law of the Internet economy and make full use of the potentialities of the B2C model, SooBest must form a strategic alliance, which can lead to not only an increase in the number of customers, but also a resolution of the B2C logistics bottleneck. For instance, treaties on distributions of benefits are signed between SooBest.com?s allied companies. And the data will be shared, which means no matter which site the customer places his order, the goods will be sent from the allied local agency. These local allied companies will also be responsible for the service needed when customers want to return the items for dissatisfaction with the quality or change in their interest. The maintenance and the after-sales service are also undertaken by them. Therefore, to a great extent, the bottleneck of online retailing business has been tackled. Yet moreover, instead of the original access to merely a small customer base of their own, now those allied companies have the whole market owned by the union. The initial limited technical support now has expanded to the domain of the entire strategic alliance and the service one company provides now can be shared by all the allies. What happens next? Certainly there will be more new companies to join in. In addition, due to the external positive effect, the profits earned by the enterprises surely will grow in a geometric ratio.

Create EC 2.0 via technological innovation of Web 2.0

Lots of ideas, technologies, and applications have been widely used within the domain of Web 2.0 and remain the hot focus for researches concerning the continued development of the new Internet. The rise and development of Web 2.0 certainly influence and change e-commerce trends and business models and bring e-commerce onto a new stage of development, namely the E-commerce 2.0 (EC 2.0) era. Developed from the concept of Web 2.0, EC 2.0 means changing the idea of ?web-centered? ? which EC 1.0 features ? to ?user-centered.?

As the application of Web 2.0 keeps developing, SooBest.com will show its EC 2.0 philosophy, focusing on individuals, customer service, interactions with the user, and the win-win situation. Meanwhile the EC 2.0 idea will gradually get to its early stage of becoming mature and favorable for application.

Reduce inventory, and change from B2C to B4C (B for C)

User-centered philosophy, integrity, high value, and full use of Web 2.0, all together constitute the main content of the EC 2.0 concept, of which one key is the shift from B2C to B4C. Putting itself in customers? position, SooBest introduces the new business model of ?procuring by order? ? the B4C mode. Different from the traditional B2C business, where ?to? emphasizes customer-oriented method, the ?for? in ?B4C? means going customer-centered, with ?procurement at reserve prices? and ?zero inventory? to be its core.

The business model with ?zero inventory? and ?procuring by order? means not buying anything before something is bought by the customer. Thus, without any inventory pressure, all of the services and promotions don?t have to go for traditional methods, which are based on the inventory. And now the key to consider is just what customers need and whether the prices are the most updated in accordance with those in the real market. In this way the site will gain strong market competitiveness.

SooBest.com has practiced this business model on some of its product lines, like wedding dresses, women?s clothing, fashion jewelry, cell phones, providing the buyers with professional, objective consulting and procurement services. Besides, SooBest ensures high quality of its products and negotiates the prices directly with the suppliers.

Therefore, EC 2.0 brings a fundamental user-centered change. And B4C is 100% a new service model featuring ?procuring by order? and ?zero inventory.? Only after the customer places an order will the procurement process get started. In the B4C mode, the sellers change from selling-oriented to service-oriented type and decide what to purchase according to what the customers have bought from them.

SooBest has integrated the previous researches on B2C e-commerce development as well as the problems, and the company has done some exploratory studies concentrating on the innovation of e-commerce B2C model, trying to put forward some creative recipes that work universally and more ideas for B2C innovation.

Media Contact:

Amanda
Phone Number: 13560050970
E-mail: release@soobest.com

Source: http://asiarelease.asia/soobests-recipe-innovation-for-b2c-e-commerce/

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Saturday, August 4, 2012

Child labor: Small hands legally picking our food

By Stephen StockNBC Bay Area

(Editor's note: Names have been changed and locations have been withheld to protect the minors in this story.)

SAN FRANCISCO ? Thousands of children, many too young to drive, are hard at work putting in long hours in brutal conditions to make sure the rest of us eat well ? and cheaply.

During weeks of investigation into the close-knit and tight-lipped community of migrant workers, NBC Bay Area found dozens of children working the fields in the San Joaquin and Sacramento valleys ? some who started work at 11 , 10 ?and even 8 years of age. Advocates say the number nationwide may be as high as half a million.

While 8-year-old children can't work in an office or a fast-food restaurant, a 1938 law allows them to legally work in agriculture.

"Children can work at any age on a small farm with their parents' permission. It's absolutely legal for a small farmer to hire a 6-year-old to pick blueberries," said Zama Coursen-Neff of Human Rights Watch, who produced a 2010 report that found child labor prevalent in fields across the U.S.

Critics of U.S. labor law say it's a relentless cycle: Young workers drop out of school to follow their families and the crops for work.?They work a full day in the fields picking, trimming and cultivating fresh fruits and vegetables. They often work nine to 10 hours a day in 100 degree-plus heat.


Then they remain stuck in the fields because they never finish high school.

Read this story on NBCBayArea.com

A typical day in one Central Valley migrant labor camp starts at 4:30 a.m.

Among those workers is a 15-year-old boy, "Ralph," who joins dozens of other young people heading to work. Some of them were told by direct supervisors to lie about their ages to get past the bosses in order to work.

During Ralph's work day, it reaches 106 degrees.

"We get kind of tired, and our arms hurt," said Ralph, who said he's in his second year working full time in the fields. "It is too hard to be in the fields."

U.S. labor law, which dates to 1938, allows children 12 years old ? and depending on the circumstances, even younger ? to legally work in agriculture.

There are many other children like Ralph.

"Like seven years, since I was 8 years old until now," one 15-year-old said, describing when he started in the fields.

Another of the young workers said, "I was in sixth grade. I was 11."

Yet another young girl described working so hard when she was 11 that her fingers bled.

"I had to carry a box, and I had cuts on my fingers," she said. "I came out really tired. It was really hot, and I didn't really like it, but it was worth it to go help my mom."

Certain crops are harder to pick for the children than others.

"Well, right now it's tomatoes," a teenager said. "It's the hardest thing I've done. I have to (work hard), bending over, standing up, carrying the buckets and throwing them."

Because of the hard work and long hours, some parents are trying to keep their kids away from the fields, even though their families need the money.

The mother of one young girl forces her to stay in school away from the fields.?

"She says because it's a lot of work," said the girl, whom NBC News is calling Carmen. "She doesn't want me to go through what she goes through (in the fields). She says it's really painful, hard work. Every night I massage her back so that she can feel better in the morning."

Carmen vowed to go to college and get a higher-paying job so she can support her mother and get her out of the fields.

"I told her that when I get older I'm going to buy her a house and stop her from working," Carmen said.

Carmen isn't alone in her dreams. All of the children interviewed for this report said they hoped the money they earned would help them break out of the cycle and live a better life.

"Right now, I want to be an artist, like drawing," one teenager said.

Coursen-Neff of Human Rights Watch stressed that as unfortunate as it may seem, those long hours in the fields are perfectly legal.

"You have to realize that many children who are working in hazardous conditions in the United States are working absolutely legally because U.S. child labor law ? which is pretty good ? has a big gaping hole in it when it comes to agriculture," Coursen-Neff said.

"Children are working in American fields at far younger ages for far longer hours and in far more hazardous conditions than all other working children in America," Coursen-Neff said.?

Watch US News videos on NBCNews.com

"A child can work again for hire at age 12 on any size farm. And at age 14, they can work for hire even without their parents' permission," she said.?

In other words, "a child of any age can work unlimited hours outside of school in agriculture even though, in all other forms of work, the number of hours that they can work is limited to make sure that they can get an education and to make sure that they're not put at risk."

Coursen-Neff said her research shows that low wages for migrant workers throughout the industry means those families need more workers in the field to make ends meet. It becomes an economic necessity that continues for generations.

Another group that hopes to change the practice is the Association of Farmworker Opportunity Programs, based in Washington.

"These kids know that there is a necessity in their family to be able to make ends meet, to be able to put food on the table, and are out there in those fields trying to make that happen," said Norma Flores Lopez, director of the AFOP's Children in the Fields Campaign.

The Fair Labor Standards Act of 1938 created two separate classes of rules, Flores Lopez said:" There is a set of rules that covers children working in every other industry, and then there is a separate set of rules for kids working in agriculture."

It's hard to pin down how many children are out there, because there isn't a lot of data, Flores Lopez said, "but from our best estimates that we have been able to get, we know that there is anywhere from 400,000 children to up to as many as 500,000 kids."

Those kids, picking everything from grapes to almonds, all said they are laboring so long and so hard out of pure economics. The reality is that their parents simply can't make enough money working the fields without their children's help.

One 15-year-old worker's mother put it plainly.

"With just my husband's salary, it's not enough," she said in Spanish, speaking through an interpreter. "The two of them need to work in order to have anything and to keep up,"?

The U.S. Labor Department tried to change the law this year to further restrict and even prohibit some children from working in fields, but it met opposition from growers.

"What they were proposing was a little too strong, a little too restrictive," said Pete Aiello, a second-generation grower in Gilroy, Calif.?

"The current regulations as they are, I think, are good. I think they are sound. I think it's OK for kids that young to be working. (It depends) now on how many hours that they work."

Aiello and his family have owned and run Uesugi Farms Inc. for decades, growing chilies, pumpkins, Napa cabbage and other vegetables.

Uesugi employs 180 people on its direct payroll and 500 to 600 seasonal contract workers, mostly during the harvest season.

After other critics lodged similar complaints in Washington, the Labor Department withdrew the proposed rules in April. Critics also said the rules as drawn up by the Labor Department would have hurt family farms, although department officials dispute that.

Aiello acknowledged that some fellow growers look the other way and employ children who are 12 and younger.

"I know it does happen," Aiello said. "And that's unfortunate."?

On July 24, the House passed a bill to prevent the Labor Department from trying to change the labor law regarding children in agriculture in the near future. Backers said the proposed Labor rules would hurt have family farms and 4-H clubs.

Only one representative, Lynn Woolsey, a Democrat from Sonoma and Marin counties in California, spoke out against the legislation. Similar legislation has been proposed and awaits action in the Senate.

What most sides can agree on is that this issue is largely unknown.

"I think Americans are largely clueless about the labor in general that supplies their food," Aeillo said. "And whether it's their age or their ethnicity or their legal status or any of the above, I think Americans are in the dark about what's going on."

NBC Bay Area sought comment from a dozen other large grower organizations, like the California Farm Bureau Federation and California Citrus Producers, as well as large food processors and producers. All declined to comment or didn't return messages.

NBC Bay Area also asked U.S. Labor Secretary Hilda Solis for an interview. Her staff declined.

Source: http://openchannel.nbcnews.com/_news/2012/08/03/13106022-child-labor-small-hands-legally-picking-our-food?lite

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Wilson Electronics 801213 Cell Phone Signal Booster Kit for Vehicle ...

Wilson Electronics 801213 Cell Phone Signal Booster Kit for Vehicle w, Hands Free Cradle ? for Multiple Users

Only Amazon.com $281.43 Are subject to Change (Limit Time Offer) The Wilson Mobile Wireless amplifier has been carefully engineered to significantly improve the performance of your cell phone or wireless data card in mobile applications for any U.S. cellular provider (except iDEN/Nextel). Together with an outside antenna and built in internal antenna in a Hands Free Cradle, the amplifier?s state-of-the-art technology is designed to increase your cellular signal up to 10 times, reduce disconnects and dropouts and increase data communication rates needed for 3G technologies. This unit provides a wireless communication to any cell phone and/or data card within the vehicle and will work for multiple cell phones or data cards simultaneously. The Dual Band Mobile Wireless 824-894/1850-1990 MHz Smart Technology Amplifier kit comes with everything you need, including a 12-Inch Magnet mount antenna, our 3 Watt Amplifier, Hands Free Cradle with built-in Antenna & Cigarette lighter power source. Call our fully staffed Tech Department for questions or help at 866-294-1660

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    Wilson Electronics Cell Phone Signal Booster Kit for Vehicle with Low Profile Antenna ? For Multiple Users

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    Source: http://metrobloggen.se/shoppingonline/wilson-electronics-801213-cell-phone-signal-booster-kit-for-vehicle-w-hands-free-cradle-for-multiple-users/

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    British coalition faces rift over political reform

    LONDON (Reuters) - The junior party in Britain's coalition government said on Friday the two-year-old alliance was entering "uncharted territory" after reports that Prime Minister David Cameron planned to drop promised parliamentary reforms.

    Newspapers said Cameron was set to abandon reforms to parliament's unelected upper chamber, the House of Lords, that have been championed by his Liberal Democrat partners after he failed to overcome opposition within his own Conservatives.

    Cameron's office said talks on the Lords were still in progress and that an announcement would be made in due course.

    But the reports were greeted with fury by the left-leaning Liberal Democrats, who have seen their opinion poll ratings slump after joining the center-right Conservatives in government in 2010.

    The Lib Dems have staked much political capital on replacing the Lords with a largely elected chamber and now face the risk of accusations from grassroots members that they have gained little from their support for the Conservative-led government.

    Lib Dem legislators have reluctantly backed many Conservative measures, including an unpopular rise in university fees, as part of a coalition deal struck between the two parties.

    But the Conservatives' failure to keep their side of the bargain by supporting reform of the Lords threatens to chill already the lukewarm relations between the two sides and provoke the Lib Dems into tit-for-tat retaliation.

    "Lords reform was in the coalition agreement and we expect it to be delivered as such," a senior Liberal Democrat source told Reuters on Friday.

    "A deal is a deal - if that deal is not honored it takes the coalition government into uncharted territory," said the source.

    Cameron and Lib Dem leader Nick Clegg have said the row over the Lords would not lead to a divorce or divert the coalition from its primary aim of restoring Britain's economy back to health after being hit by the global financial crisis.

    But the Lib Dems are likely to respond by blocking changes sought by the Conservatives to the number and make-up of voting districts that were expected to favor Cameron's party in the next election, due in 2015.

    That could potentially trigger what one Lib Dem legislator has said could be a "chain reaction" of disagreements between the coalition partners.

    Source: http://news.yahoo.com/british-coalition-faces-rift-over-political-reform-225806261.html

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    Friday, August 3, 2012

    Bill Pickett Invitational Rodeo | Snellville Sports & Recreation and ...

    Early relationships, not brainpower, key to adult happiness

    ScienceDaily (Aug. 2, 2012) ? Social connection is a more important route to adult well-being than academic ability.

    Positive social relationships in childhood and adolescence are key to adult well-being, according to Associate Professor Craig Olsson from Deakin University and the Murdoch Children's Research Institute in Australia, and his colleagues. In contrast, academic achievement appears to have little effect on adult well-being. The exploratory work, looking at the child and adolescent origins of well-being in adulthood, is published online in Springer's Journal of Happiness Studies.

    We know very little about how aspects of childhood and adolescent development, such as academic and social-emotional function, affect adult well-being -- defined here as a combination of a sense of coherence, positive coping strategies, social engagement and self-perceived strengths.

    Olsson and team analysed data for 804 people followed up for 32 years, who participated in the Dunedin Multidisciplinary Health and Development Study (DMHDS) in New Zealand. They explored the relative importance of early academic and social pathways to adult well-being.

    In particular, they measured the relationship between level of family disadvantage in childhood, social connectedness in childhood, language development in childhood, social connectedness in adolescence, academic achievement in adolescence and well-being in adulthood. Social connectedness in childhood is defined by the parent and teacher ratings of the child being liked, not being alone, and the child's level of confidence. Social connectedness in adolescence is demonstrated by social attachments (parents, peers, school, confidant) and participation in youth groups and sporting clubs.

    The researchers found, on the one hand, a strong pathway from child and adolescent social connectedness to adult well-being. This illustrates the enduring significance of positive social relationships over the lifespan to adulthood. On the other hand, the pathway from early language development, through adolescent academic achievement, to adult well-being was weak, which is in line with existing research showing a lack of association between socioeconomic prosperity and happiness.

    The analyses also suggest that the social and academic pathways are not intimately related to one another, and may be parallel paths.

    The authors conclude: "If these pathways are separate, then positive social development across childhood and adolescence requires investments beyond development of the academic curriculum."

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    Story Source:

    The above story is reprinted from materials provided by Springer Science+Business Media, via AlphaGalileo.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Journal Reference:

    1. Craig A. Olsson, Rob McGee, Shyamala Nada-Raja, Sheila M. Williams. A 32-Year Longitudinal Study of Child and Adolescent Pathways to Well-Being in Adulthood. Journal of Happiness Studies, 2012; DOI: 10.1007/s10902-012-9369-8

    Note: If no author is given, the source is cited instead.

    Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

    Source: http://feeds.sciencedaily.com/~r/sciencedaily/living_well/~3/ft44ay4Vkos/120802092222.htm

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